Duncan's Mortgage Brokers

5 Year Rates From 1.60%*

Lenders Competing For Your Business. Get a Rate Quote!

A Few Minutes Can Save You Thousands!

We’ll shop your mortgage to Duncan’s leading mortgage lenders who compete for the opportunity of funding your mortgage.
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Apply online, get multiple rate quotes from leading mortgage lenders in Duncan. Choose the best one.

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Once you’re ready to move forward on your application, we’ll get a mortgage commitment from the lender.

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We get volume discounts from the lenders we work with, which in turn we pass on to our clients.

Mortgage Broker Duncan

How to find a mortgage broker in Duncan,BC?

Getting a mortgage when buying or refinancing a house in Duncan is definitely a important financial occasion. That’s the reason why you want someone that is very specialized in the mortgage marketplace and focused solely on your own circumstances. Get in contact for suggestion that is relevant for your scenario. Trying to find a Mortgage broker in Duncan, BC? We are able to help! With more than 680,000 clients that have trusted us with regards to their mortgage and $158 Billion overall mortgage originations, you can rest assured that one could put your trust in our Duncan Mortgage Brokers to get yourself a mortgage along with the best terms & rates.

How to choose a mortgage broker in Duncan, British Columbia?

In partnership with over 50 lenders, including major banks, credit unions, trust and insurance firms, and also other national, regional, and private lenders, Invis Mortgage Brokers are already helping Duncan residents fulfill their homeownership objectives ever since 1989. Our Duncan Mortgage Brokers will help you find the best accessible rate with exactly the right features you need tow live comfortably along with your mortgage and pay it off in a short time span. If you desire an ideal mortgage, you need to look around. We do the analysis for you, choosing the finest mortgage across many different lenders. The Duncan bank branch personnel, as awesome as they are with all your everyday banking, might not be the best option for the mortgage mainly because they represent one accessible lender. Access to lender choice is one difference between acquiring a mortgage with a Bank vs a Broker.

Good reasons to use a mortgage broker in Duncan?

Invis Mortgage brokers in Duncan negotiate discount rates with financial institutions, and have rate promotions and specials. When you go to obtain a mortgage from your own bank in Duncan, you may only benefit from rate offers offered at the bank. Any time there’s an even better deal in the marketplace, the bank will not likely explain to you that.

For most Canadians, mortgage costs are their single biggest payment. Yet the majority don’t shop around to be sure they’re receiving the best mortgage rate and conditions on the market, which could cost tens of thousands of dollars over the mortgage years. Please don’t make similar mistake! Listed here are 10 reasons why you want a mortgage broker helping you:

1. Choice. A number of lenders in Duncan and all over Canada, which includes main banks, credit unions, as well as other national, regional and private mortgage lenders, will immediately become accessible to you, making sure that your specific needs are matched to the right mortgage.

2. Great rates. Get money in your pocket by benefiting from Invis’ clout with lenders. Our outstanding reputation and longstanding experience let us negotiate fantastic rates and access short time discounts.

3. A specialised specialist. A mortgage is a very significant budgetary occurrence. That’s reasons why you want a person who is tremendously focused on the mortgage market place and concentrated completely on your situation. You’ll get guidance that will make a substantial difference in the financial life.

4. Autonomy & objectivity. We meet your needs, not the financial institutions.

5. Solutions when you want them. Our Duncan Mortgage Brokers can offer funding for bank turndowns, the self-employed, prior credit issues, and so on. You can find mortgages for every circumstance, and we fully understand them all.

6. Save your time. Every thing in relation to your mortgage is usually managed around your busy schedule.

7. Service, service, service. We’ll be with you every step of the way, to respond all of your questions, explain the best possible choices, and efficiently help you through the process.

8. Ongoing support. Our assistance doesn’t end right after the mortgage closes. We will remain with you for the lifetime of your mortgage with advice and opportunities.

9. Cost-free (oac). The winning lender will pay compensation for the services and solution offered, which means no fees for yourself in nearly all instances.

10. The satisfaction. Our purpose is to ensure that you are extremely completely delighted by your mortgage experience that you are very happy to refer us to your friends, family members, and colleagues.

How does a mortgage broker get paid in Duncan?

Ever more, Duncan residents are turning to mortgage brokers for 1st and next mortgage, making use of the quality and convenience of their services. And, brokers in Duncan are often paid by the lender rather than the borrower, making it a logical decision to always speak with a mortgage broker. They’re shopping the marketplace for the best rates, doing everything, and there’s no charge to you personally.

So how does a mortgage broker work in Duncan,  BC?

Certainly one of the most compelling reasons to work with a Mortgage Brokers in Duncan is they have a number of lending solutions, turning it into significantly easier to match consumers with the mortgage product which most closely fits them. Any time you’re working directly with one lender, you just don’t determine if you’re receiving the best offer because they’ve primarily got their particular menu of products to provide you with. For anyone who is dealing using one of the largest mortgage brokers in the country, you’ll also enjoy considerable bargaining power. A sizable brokerage has bargaining power with mortgage companies to barter volume discounts that lead to decreased rates and better product choice than brokarages.

What exactly does a mortgage broker do in Duncan?

A mortgage broker’s purpose in Duncan extends beyond obtaining financing – to setting up your home appraisal and lawyer or notary, examining the purchase agreement and statement of adjustments, securing mortgage life coverage, and keeping tabs over the whole closing process. And that’s only while in the mortgage transaction. The broker then continues to be in touch, continuing to keep clients apprised newest mortgage deals and rate changes, and advising when to lock in a variable-rate mortgage. Ultimately, the role of your mortgage broker in Duncan is that of a dependable advisor, and it’s a partnership that will last a lifetime. Lots of mortgage brokerage customers have been referred by recommendations, and plenty of are even second- and third generation client families. Whether you’re taking on your first mortgage or even a long-time homeowner aiming to refinance, consolidate debt, or leverage your equity to get a brand new property, a mortgage broker is a wealth of information. They can advise about downpayment criteria, mitigating credit ranking matters, mortgage payments and prepayment options, interest-saving tactics, purchasing holiday, investment and commercial real estate, getting qualification with supplemental rental income, and mortgage choices for new immigrants. When you are getting a mortgage to obtain a house or the condo in Duncan, it’s quite possible the most important investment decision you’ll make in a lifetime, it’s important the person you’re is knowledgeable, capable of answer your questions, and has access to an entire range of lenders, to ensure you get the very best mortgage for your needs.
Mortgage Brokers Duncan BC

Good reasons to use a mortgage broker instead of a bank in Duncan?

Let’s talk about the faceoff: bank in Duncan versus Mortgage Broker in Duncan. The fact is, there’s truly no contest with this one. The broker wins the faceoff each and every time. That’s a heck of a game advantage. However let’s discuss why it takes place: because it’s worth reminding ourselves why the sensible money is frequently on the broker.

Mortgage Selection in Duncan:

Broker: Over 50 lenders, including almost all of the key banks, credit unions, and national, regional and private mortgage lenders.

Bank: Every single bank possesses its own selection of home mortgage options.

Mortgage Rates in Duncan:

Broker: Mortgage brokerages work out discounted rates with financial institutions, and get access to rate offers and specials.

Bank: Rates are positioned through the Bank. If there’s a far better deal in the marketplace, you’ll need to find it on your own.

Independence & Objectivity

Broker: A mortgage broker meets your needs, not anyone mortgage lender.

Bank: Naturally, mortgage specialists are there to produce business for the bank.

Continuous Assistance

Broker: Brokers offer ongoing guidance and perform annual mortgage evaluations, demonstrating how to repay the mortgage quicker, power down debt, fund makeovers, or put money into property.

Bank: No hands-on guidance is commonly given. You will get a yearly mortgage report.

At Renewal

Broker: Your broker will go to bat for you again – to ensure that you get the best product and rate.

Bank: May very well not be provided the best deal to start with, requiring you to definitely proactively contact the lender to barter.

Just what does a mortgage broker do for you personally in Duncan?

If this was obviously a poster within the golf course along with the text FREE, you’d be joining, correct? Well, this is certainly far better. Whenever you work with a mortgage broker in Duncan, you receive limitless exclusive lessons and precious advice that produce a significant difference with your financial life. Listed below are 6 explanations why:

1. Being a major nationwide brokerage, we now have bargaining power using our financial institutions to negotiate terrific rates and limited-time specials, and those savings are passed along for you personally.

2. We could help you save thousands by helping you to have the right choices regarding fixed versus. variable, term duration, pre-payment opportunities, payment flexibility, along with other mortgage privileges.

3. The faster you pay off your mortgage in Duncan, the better you save. We stick to you for the life of the mortgage with tips, options, and opportunities.

4. Your credit score impacts what mortgage rate you obtain. We certainly have both simple, fast techniques and sound long term tactics for boosting your credit score.

5. If there’s a possibility you might need to break ones mortgage, not all financial institutions in Duncan calculate penalties exactly the same, and the variance may be jaw-dropping. We know which mortgage lenders provide the fairest penalties.

6. We could offer recommendations to many other important experts in the homebuying process.

Now isn’t your own financial life no less than as important as your golf swing? Give us a telephone call right now. If you’ve got a mortgage – or have to have one – then you could use help from a professional, at no cost for you personally (oac).