Different mortgage calculators will produce divergent results based on programming assumptions related to rounding, compounding and/or accrual. The information provided by this calculator is for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a mortgage professional prior to relying on the results. This calculator does not have the ability to pre-qualify you for a mortgage. Qualification for mortgages or loans requires additional information such as income, credit score and existing debts which is not gathered in this calculator. All mortgage rates are subject to change without notice. Conventional and refinance rates may be higher. Some rates may not be available in all Provinces. All information such as interest rates, taxes, insurance, etc. are estimates and should be used for comparison only. OAC. E&OE.